Investments

• Investing for income, capital growth (or both)
• Detailed risk analysis & investment reviews
• Portfolio construction including a geographical and asset allocation
• ISA / PEP consolidation

Have you considered the following?

• Do you understand what asset classes you have invested in?
• Are your cash assets working as hard as they could be for you?
• Have your needs changed since you made your current investment and savings plans?
• Would you like to reduce the paperwork involved with your investments?
• Have you thought about the tax consequences of investing into residential property?
• Have you planned for the costs of education for your children/grandchildren or for residential care should you require it?

Before you make any investment decisions, you need to identify your key investment objectives:

• Income (high income, regular etc)
• Growth
• Income and growth
• Ethical investment

Risk versus reward

Most people are aware that there is a close relationship between risk and reward, but getting the right balance between the two will depend on a number of factors, including your investment objectives, how long you want to invest for and the pattern of return you are comfortable in accepting.

• We analyse each clients attitude to risk and agree the level of risk you wish to take